Transform Your Digital Banking Experience
Shiva Softwares Africa offers a powerful and flexible Internet Banking Solution designed to meet the diverse needs of both corporate and retail customers. Whether you are a bank, microfinance institution, or SACCO, our solution provides a seamless digital banking experience that enhances customer engagement, streamlines operations, and boosts service delivery.
Built with advanced security, customizable features, and support for complex corporate banking workflows, Shiva’s Internet Banking Solution empowers financial institutions to offer their clients an intuitive and secure online platform. With features like maker-checker authorization, user management, and access control, corporate customers can efficiently manage their business banking needs, while retail customers enjoy a smooth, user-friendly experience for everyday banking.
Corporate Banking
Enable your corporate customers to efficiently manage their finances through a highly secure, fully customizable platform that caters to the complexity of business operations.
Maker-Checker Authorization
Ensure compliance and minimize errors with a robust maker-checker workflow. Transactions require review and approval by designated users, ensuring control over all corporate banking activities.
Multi-Level User Management
Corporate customers can assign roles and access levels to their team, with permissions ranging from viewing balances to initiating high-value transactions.
Access Control
Set role-based access controls that allow corporate customers to define who has access to specific accounts or banking services, ensuring operational security and preventing unauthorized actions.
Bulk Payments and Transfers
Support bulk payments such as salary disbursements, supplier payments, and multi-party transfers, streamlining operational workflows for businesses.
Retail Banking
Offer your retail customers a complete suite of online banking services with an easy-to-use platform that fits their daily financial needs.
Real-Time Account Management
Customers can view balances, transfer funds, pay bills, and manage their accounts in real time, offering a smooth and responsive online experience.
Fund Transfers and Payments
Support domestic and international transfers, standing orders, and real-time payments, giving retail customers total control of their banking.
Customizable Dashboard
Personalize the user experience with customizable dashboards that allow customers to prioritize and manage their favorite services.
Loan and Fixed Deposit Management
Enable customers to apply for loans, view repayment schedules, or manage fixed deposit accounts with ease, right from their online portal.
Security & Compliance
Shiva’s Internet Banking Solution is built with the highest standards of security to protect both corporate and retail customers, ensuring your institution complies with regulatory requirements.
Two-Factor Authentication (2FA)
Enhance login security with 2FA, ensuring that only authorized users can access their accounts or initiate transactions.
Audit Trails
Every action is logged, providing a comprehensive record of all transactions and user activity for accountability and regulatory compliance.
Role-Based Access Control (RBAC)
Ensure only authorized personnel can perform specific actions by assigning granular permissions to users.
End-to-End Encryption
All communications between the user’s device and the banking system are encrypted, ensuring secure transactions and protecting sensitive customer data.
Why Shiva Internet Banking Solutions
Increased Reach, Enhanced Service
Our solution empowers your bank to reach remote or underserved areas, enabling financial inclusion for more customers without the cost of opening new branches.
Comprehensive Agent Management
From managing agent floats to tracking performance and setting targets, the solution provides banks with full control over their agency network.
Fast, Secure, and Reliable
Transactions are processed in real time, with robust security features ensuring that every interaction is safe and reliable, both for agents and customers.
Tailored for Flexibility
Whether you’re scaling your agent network, adding new services, or adjusting to market demands, our solution is designed for agility and can grow with your institution.
Compliance and Reporting
With built-in regulatory compliance and customizable reporting features, banks can easily generate the data needed for audits and performance reviews.
Ready to level up ?
Get the peace of mind that comes from partnering with our experienced team.
Talk to an expert